Eliminate Fees
With Every Transaction
XeroFees helps small businesses save money by reducing credit card processing fees - to nothing. Zero.
Nix The Fees!
Eliminate Fees
With Every Transaction
XeroFees helps small businesses save money by reducing credit card processing fees - to nothing. Zero.
Nix The Fees!
Bring Fees Down To Nothing
Reduce your credit card processing fees to nothing and increase profitability with XeroFees payment processing.
XeroFees
The XeroFees cash discount program passes the cost of credit card acceptance back to customers who choose to pay with a credit or debit card.
Instead of the business paying for the cost to accept payments, the customer is given a choice to pay with cash and save or incur the cost of acceptance themselves.
How it's done. How It Benefits You.
XeroFees
XeroFees provides a proprietary innovative technology solution for eliminating credit card processing fees.
What is XeroFees?
XeroFees is a legally vetted program that was created to offer merchants nationwide an alternative to standard credit card processing. With XeroFees, merchants can automatically apply a small customer charge to each sale and offer discounts to customers who pay by cash or check.
What Are The Benefits?
With XeroFees, you will earn additional capital on each sale with virtually no impact on your current sales volume. XeroFees is a legally vetted automatic software solution available nationwide for all transaction types.
Cash, check, credit cards and mobile wallets (Apple Pay and others) are covered.
This fully mobile payment technology is compatible with wireless terminals and POS systems. No PIN pad is required and an EMV chip card terminal is included.
How Much Will I Save?
XeroFees is an ideal solution for a service based industries including food and beverage, retail, auto dealers and repairs, personal services, professionals and any business accepting credit cards.
Savings vary based on your sales volume but most merchants save 90% + on their monthly credit card processing fees.
Our team will run a Free Cost Comparison and highlight the financial savings by switching to the XeroFees program vs. employing your traditional credit card processing program.
How To Get Started With XeroFees
Let us show you how we can reduce your credit card processing fees to nothing so you can invest more money into your business
It's worthwhile and easy to start saving
Whether you are in-store or on the go, we have the platform to help run and manage your cash discount program.
Get Free Cost Savings Analysis
with XeroFees
We help your business save on credit card fees with one simple low-cost statement.
The Right Fit for Your Business
XeroFees
Restaurants
Diners, Quick Serve, Takeout & Delivery Services, Food Trucks, Bakeries, Coffee shops, Ice Cream Shops.
Personal Services
Hair Salons, Nail Salons, Dry Cleaners, Spa/Massage, Auto Repair Shops, Pet Grooming, Daycare Centers...
Consumer Goods
Gas Stations, Local Grocers, Specialty Boutiques, Antique Stores, Clothing – Variety Stores, News Stands, Dollar Markets...
Home Services
Lawn Care Providers, House Cleaners, Plumbing Services – Electrical Services, Home Security Providers, Roofing & Window Installers, Pool Care Providers, Extermination Providers...
Organizations
Churches, Non-Profit Charities, Fundraisers, Club Fees, Team Registration, Class Fees, Event Ticket Processors...
Professional Services
CPAs, Doctor Offices, Law Offices, Freelancers, Funeral Homes, Auto Repair Services, Towing Services, and more.
Zero Fee Credit Card Processing is Just a Click Away
Join the merchants who are eliminating fees with every transaction.
Your questions deserve straight answers.
Have more questions?
Contact us today.
A cash discount program is a deduction allowed by a seller of goods or by the provider of services put into place in order to offset the expense of accepting charge cards.
Businesses can accept various types of payments including cash and credit cards such as Visa, MasterCard, Discover, and American Express. Many businesses are collecting most of their payments through credit cards and through various other electronic methods but the fees are high and increasing and for a small business that can really affect the bottom line.
In order for your company to accept credit cards, you first have to set up a credit card merchant account, and accept all the fees that go with it. To offset the heavy card fees, you can ask your customer to pay cash, offering the services at a discounted rate or accept that you need to charge a fee to use the card. The seller or provider often refers to the cash discount as a sales discount. The buyer often refers to the same discount as a purchase discount.
It is gaining wide traction now in the USA as it is legal in all 50 states. The program has been used commonly in our country at gas stations where a cash discount is offered at the pump for over 15 years. Many national, state and local governments including the DMV, Secretary of State, Post Offices, Schools, Courts, and the IRS implement a Service Fee.
This is the most popular question we get asked. While the two programs may pose a similar outcome to the customer, they are very different especially according to the rules and regulations of Visa and MasterCard.
A surcharge is currently not allowed in 10 states (California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas, plus the U.S. territory of Puerto Rico).The
Cash Discount program is legal now in all 50 states. The merchant is not implementing an additional fee for accepting a credit card; rather, the business owner is providing a discount for those who pay with cash. This is a clear distinction, and one that Visa, Mastercard, and the courts have agreed upon.
No, according to Visa and MasterCard, merchants must chose one payment processing method in their business. However, should you convert to the XeroFees Cash Discount Program and wish to go back to traditional payment processing, we will, at no cost, set up this merchant account again for you.
American Express still has a 15 basis point fee that must continue (this is a fee passed through by AMEX) and will appear on your monthly bill.
With regard to your Visa/MC fees, 99% of these fees will be covered. With some merchants, XeroFees may charge a nominal monthly fee – typically less than $45.00. Using the XeroFees program, our typical business owner is eliminating the majority of their processing fees.
The overwhelming majority of our clients are charging a 3.75%-4.00% service fee. A small percentage of our merchants are charging a flat fee. XeroFees encourages the % as it guarantees covering your processing costs.
In some cases, the merchant can develop a hybrid solution and charge only 50% of the service fee to the consumer. This will be developed on a case by case basis with the business owner depending on the average ticket size and other variables which XeroFees will discuss when setting up your Cash Discount program.
A legal cash discount program requires that customers be notified prior to the sale. Plus we will provide signage that explains in simple terms the new Cash Discount Program.
XeroFees has a range of terminals and POS systems available that will be programmed for you, and downloaded at our office and shipped via UPS. Upon arrival, just plug it in and you will be in business with your Cash Discount Program. Our customer care team is available to walk you through the simple process and to answer any questions that may arise.
Yes, XeroFees has proprietary systems and gateways that upon checkout will be able to process your transactions using our Cash Discount Program.
TRUSTED BY SMALL BUSINESSES ACROSS THE UNITED STATES
To learn more, get free cost saving analysis, or for anything else, please contact us by the means below.
Nix the Fees with XeroFees